undergraduate thesis
The impact of risk on bank operations

Ana Mari Šartaj (2016)
University of Pula
Faculty of economics and tourism "Dr. Mijo Mirković"
Metadata
TitleUtjecaj rizika na poslovanje banaka
AuthorAna Mari Šartaj
Mentor(s)Manuel Benazić (thesis advisor)
Abstract
Banke su u svom poslovanju izložene brojnim rizicima, odnosno, zamijećenim nesigurnostima povezanima s nekim događajem. U radu su izložene osnovne značajke kreditnog rizika, rizika promjene kamatne stope, valutnog rizika, rizika likvidnosti te operativnog rizika. Da bi menadžment banka mogao imati konstantno kontrolu nad svojim poslovanjem u svim uvjetima, te osigurati nesmetano funkcioniranje svih poslovnih procesa, potrebno je da razvije uĉinkovit sustav upravljanja rizicima. Navedeno se može postići procesom identifikacije i kvantifikacije rizika, upravljanja rizicima te izvješćivanjem i kontrolom istih. Menadžment banku može zaštiti od rizika, uključujući nekoliko načina kao što su metoda obrane putem upravljanja kvalitetom, diverzifikacija bankovnih izvora i korištenje sredstava, osiguranje depozita te vlasnički kapital kao krajnja obrana od rizika.
Keywordsrisks banks risk management methods of defense against risk
Parallel title (English)The impact of risk on bank operations
Committee MembersDaniel Tomić (committee chairperson)
Manuel Benazić (committee member)
Lela Tijanić (committee member)
GranterUniversity of Pula
Lower level organizational unitsFaculty of economics and tourism "Dr. Mijo Mirković"
PlacePula
StateCroatia
Scientific field, discipline, subdisciplineSOCIAL SCIENCES
Economics
Organization and Management
Study programme typeuniversity
Study levelundergraduate
Study programmeBusiness Economics; specializations in: Finance, Accounting and Auditing, Marketing Management, Management and Entrepreneurship, Tourism, Business Informatics
Study specializationFinance
Academic title abbreviationuniv.bacc.oec.
Genreundergraduate thesis
Language Croatian
Defense date2016-11-03
Parallel abstract (English)
Banks are exposed to the entire spectrum of risk in their business. The risk in the banking sector means uncertainty associated with an event. The paper presents the basic features of credit risk, interest rate risk, currency risk, liquidity risk and operational risk. To have a constant control over bank operations and to ensure the smooth functioning of all business processes, bank management should develop an effective risk management system. This can be achieved by a process of identification and quantification of risk, risk management and reporting and control of risks. The management can protect bank against risk in several ways, including quality management, diversified banking sources and uses of funds, deposit insurance and ultimately, shareholder's equity as the ultimate defense against risk.
Parallel keywords (Croatian)rizici banke upravljanje rizicima metode obrane od rizika
Resource typetext
Access conditionOpen access
Terms of usehttp://rightsstatements.org/vocab/InC/1.0/
URN:NBNhttps://urn.nsk.hr/urn:nbn:hr:137:450010
CommitterTihana Gerić