prikaz prve stranice dokumenta Povezanost zaduženosti i kreditnog rejtinga
  Download
PDF 984.66 KB
undergraduate thesis
Povezanost zaduženosti i kreditnog rejtinga
2016. urn:nbn:hr:137:885158
Bojničić, Ana
University of Pula
Faculty of economics and tourism "Dr. Mijo Mirković"

Cite this document

Bojničić, A. (2016). Povezanost zaduženosti i kreditnog rejtinga (Undergraduate thesis). Pula: University of Pula. Retrieved from https://urn.nsk.hr/urn:nbn:hr:137:885158

Bojničić, Ana. "Povezanost zaduženosti i kreditnog rejtinga." Undergraduate thesis, University of Pula, 2016. https://urn.nsk.hr/urn:nbn:hr:137:885158

Bojničić, Ana. "Povezanost zaduženosti i kreditnog rejtinga." Undergraduate thesis, University of Pula, 2016. https://urn.nsk.hr/urn:nbn:hr:137:885158

Bojničić, A. (2016). 'Povezanost zaduženosti i kreditnog rejtinga', Undergraduate thesis, University of Pula, accessed 20 December 2024, https://urn.nsk.hr/urn:nbn:hr:137:885158

Bojničić A. Povezanost zaduženosti i kreditnog rejtinga [Undergraduate thesis]. Pula: University of Pula; 2016 [cited 2024 December 20] Available at: https://urn.nsk.hr/urn:nbn:hr:137:885158

A. Bojničić, "Povezanost zaduženosti i kreditnog rejtinga", Undergraduate thesis, University of Pula, Pula, 2016. Available at: https://urn.nsk.hr/urn:nbn:hr:137:885158

Please login to the repository to save this object to your list.
Metadata
TitlePovezanost zaduženosti i kreditnog rejtinga
Title (english)Relationship between countries credit rating and their indebtness
AuthorAna Bojničić
MentorInes Kersan-Škabić (mentor)
Committee memberLela Tijanić (predsjednik povjerenstva)
Committee memberInes Kersan-Škabić (član povjerenstva)
Committee memberKristina Afrić Rakitovac (član povjerenstva)
GranterUniversity of Pula
(Faculty of economics and tourism "Dr. Mijo Mirković")
Pula
Defense date and country2016-11-02, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
International Economics
Abstract
Rad istražuje povezanost kreditnog rejtinga i zaduženosti. Kreditne rejting agencije odigrale su važnu ulogu u financijskoj krizi koja je započela u SAD-u, a potom se prelila u Europu. Njihova upletenost u precjenjivanje ocjena hipotekarnih kredita dovela je do propasti mnoge banke i naposljetku do zaoštravanja kriterija po kojima su se do tada zemlje zaduživale. Kolaps bankarskog sustava u Europi zemlje su spašavale pomoću financijske pomoći europskih institucija, čiju pomoć i danas otplaćuju zbog loših kreditnih rejtinga i slabijeg pristupa tržištu kapitala. Analizom determinanti koje pojedine rejting agencije koriste u procjeni rizika zemlje pokušava se vidjeti koji faktori najviše utječu na određivanje kreditnog rejtinga. Visina kreditnog rejtinga je određena visinom inozemne zaduženosti pojedine zemlje, a samim time je i određena dugoročna kamatna stopa obveznica odnosno zemlje koje imaju najmanji kreditni rejting imaju i najveći trošak zaduživanja.
Abstract (english)
This paper studies the connection between credit rating and indebtedness, analysing the factors which rating agencies are using in risk assessment of a country and tries to determine which factors have the most effect on a rating score. Credit rating agencies played an important role in the financial crisis which began in the United States and had a spill over effect in Europe. Because of the overrated mortgage loans, many banks collapsed and therefore borrowing criterion are tightened. The collapse of the banking system in Europe, countries are trying to save with the financial help from EU institutions and they are still repaying it because of the bad credit rating scores and low access to capital markets.The credit rating is determined by the amount of external debt of a country and consequently the long-term interest rate on bonds is determined, meaning that countries which have the lowest ratings have the highest cost of borrowing.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:137:885158
Study programmeTitle: Business Economics; specializations in: Finance, Accounting and Auditing, Marketing Management, Management and Entrepreneurship, Tourism, Business Informatics
Course: Finance
Study programme type: university
Study level: undergraduate
Academic / professional title: sveučilišni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije (sveučilišni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije)
Type of resourceText
File originBorn digital
Access conditionsOpen access
Terms of useLicence In copyright icon
Created on2017-02-17 11:22:44