Crowdfunding is simple, and its price and conditions are accessible to everyone. With regard to financing from banks, this is a simpler model because there is no special checking of creditworthiness of the person who claimed the funds. However, banks are much more complicated because of the multitude of contracts and because of the possibility of misunderstanding them, creating confusion and problems, such as the example of loans in Swiss. Crowdfunding reaches different market segments, such as the non-profit sector, the fight against poverty, socially beneficial projects, etc. It also covers the needs of small and medium enterprises that instead of seeking bank loans, they are increasingly turning to crowdfunding and online platforms where they can open and easily promote their ideas and projects. There are four main types of crowdfunding, namely donation-based, reward-based, debt-based and equity crowdfunding. For now, there are only four platforms in Croatia. Croatia is not so well positioned when it comes to crowdfunding and it is quite inferior considering the other European countries. Financial institutions and regulatory bodies in Croatia still largely fail to notice the benefits of this type of financing and with bureaucratic procedures and regulations, they are stopping and making usage of crowdfunding very complicated. It's notable to mention that most of the people from Croatia who are having some creative and quality projects, are using foreign platforms for collecting the funds they need for realization of projects. As it is known, mostly because of the obstacles they are facing when is about crowdfunding in Croatia. There are no clear predictions about future of crowdfunding in Croatia, but hopefully it good to believe that situation will get better and that crowdfunding in Croatia will show better results in the years that follow. As this financing sector in Europe and in the world is growing more and more, banks began to involve in crowdfunding because they understand its importance and witness the expansion of such an accessible and more simple ways of funding. Predictions are that the crowdfunding and crowdfunding platforms will become one of the primary sources of financial funds for the upcoming young generation. Research conducted by the World Bank says that the value of crowdfunding until 2020. will exceed $100 billion, which will encourage the creation of more than two million new jobs.